Farm Insurance

Coverage Options

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Home and Personal Property

Covers
  • Your home
  • Personal property
  • Related private structures
  • Additional living costs and loss of rents
  • Inflation guard
  • Emergency and debris removal
  • Landslide
  • Credit card, forgery, counterfeit money
  • Personal property replacement cost (incl. on FO-3)
  • Trees, shrubs, plants, lawns
  • Grave markers ($1,500)
  • Glass breakage
  • Outdoor radio, TV, satellite dish antennas ($1,500)
  • Well pumps ($3,000)
  • Private power and light poles ($1,500)
  • Refrigerator food spoilage ($500)
  • Earthquake
  • Backup of Sewers, Drains, Sumps
  • Sprinkler Leakage
  • Scheduled Personal Property: Direct physical loss to jewelry, guns, gems, furs
  • Computers
  • Business Property
  • Watercraft
  • Additional Insured
  • Expanded Replacement Cost Terms
  • Identity Theft
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Barns/Farm Personal Property

Covers
  • Your farm barns, buildings, silos, additional farm dwellings and other structures.
  • Farm personal property including products, supplies, equipment, implements, tools and livestock.
  • Borrowed farm equipment ($25,000)
  • Poultry and livestock coverage extensions
  • Silo and silo unloader broadened coverage
  • Unborn embryo coverage ($500)
  • Farm extra expense ($5,000)
  • Emergency and debris removal
  • Pollutant cleanup and removal ($10,000)
  • Farm signs ($500)
  • Glass breakage in cabs ($500)
  • Farm operations records ($2,500)
  • Specified power failure loss assumption ($5,000)
  • Added Animal Perils
  • Fence Coverage
  • Reproductive Materials
  • Replacement Cost – Well Pumps
  • Loss of Earnings
  • Agreed Utility Value – Barns
  • Weight of Ice, Rain, Sleet, Snow
  • Earthquake
  • Broad or Special perils – Barns and Machinery
  • Replacement Cost – barns and / or machinery
  • Peak Season Coverage
  • Animal Collision
  • Equipment Breakdown
  • Growers and Finishers
  • Intake of Foreign Objects
  • Recreational Motor Vehicles
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Personal Liability

Covers:
  • You and your spouse, resident dependent relative, pets and farm animals
Pays for:
  • Damages due to bodily injury and/or property damages, for which you are legally liable, caused by an occurrence arising from or in the course of your personal or farming activities.
  • Reasonable medical expenses for bodily injury to visitors and guests on your farm.
  • Defense and legal costs
  • Damage to property of others ($500)
  • Contracts and agreements
  • Personal injury
  • Watercraft
  • Sudden and accidental pollution liability (policy limit of liability subject to limitations)
  • First aid expenses for others
  • Custom farm work ($5,000)
  • Fire legal liability (up to the policy limit of liability)
  • Additional Residences
  • Farms or Structures Rented to Others
  • Care Provided for Others
  • Business Activities
  • Office, Professional, Private School or Studio on the farm premises
  • Employers Liability only when Workers Comp does not apply
  • Custom Farming
  • Recreational Motor Vehicles
  • Unregistered Farm Truck
  • Horse and Carriage
  • Other Incidental Business Pursuits
  • Personal Injury
  • Additional Insureds

Location

135 E. Central Ave
P.O. Box 32
Van Wert, OH 45891  |  directions

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Customer Service

Phone: (419) 238-0063
Fax: (419) 238-9908
Email: teresa@thatcher-ins.net

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